Commercial Mortgages for Poor or Adverse Credit
Adverse Credit Commercial Mortgages
We have a specialist commercial lender who can assist with commercial and semi-commercial mortgages in instances where a past credit incident is now causing a problem with obtaining a traditional commercial mortgage.
This can accommodate the following situations:
- Poor credit history
- Low credit score
- Late credit payments
- Missed mortgage payments
- Defaults
- County Court Judgments (CCJ’s)
- Declined elsewhere
- IVA’s
- Discharged Bankruptcy
- Repossession proceedings
- Finding it difficult to get credit
- Debt management arrangements
Lending Guideline
Outline of lending for adverse credit commercial mortgages
- We can offer the following on semi-commercial property
- Borrow from £25,000 to £5m
- Mortgage terms up to 30 Years
- Up to 75% of the property value or purchase price
- Repayment or interest-only options. Please enquire for terms to fit your circumstances and requirements
Investing in Commercial Property
Examples of property
- Retail shop with owners accommodation
- Office units
- Retail units
- Shops & high street retail
- Restaurants
- Pubs & licensed trade premises
- Cafe’s and hot food outlets
- Bars & Bistro
- Light industrial units
- Warehousing
Available on-line at www.btl-direct.com