The Mortgage Cafe

Best Rates for Bridging Finance

Exclusive Bridging Rate

  • Interest Rates from just 0.49% per month
  • Loans up to 80% LTV available
  • Loans up to 100% with additional security
  • Loan sizes from £26,000 to £5,000,000
  • Flexible terms
  • Loans available on a 1st charge or 2nd charge basis
  • Cross-charging possible
  • Options with NO exit fees are available

NEW Exclusive Commercial Bridging Loan Terms

  • Interest rates from 0.69% per month
  • Up to 65% LTV
  • OMV lending (open market valuations)
  • Minimum loan £200k – maximum loan £3m

Refurbish-to-Let Exclusive BTL &HMO

  • Forward funding available
  • Loans up to 75% of purchase price / property value
  • Up to 100% of Refurbishment costs
  • Maximum lending to 70% of GDV (finished improved value)
  • Interest rate 0.80% per month for BTL, HMO & Multi-Let properties
  • Loan terms from 1 month to 24 months
  • No minimum interest charged
  • No ERC (early repayment charge)
  • Automatic transfer to BTL or HMO longer-term mortgage available if required

Refurbish-to-Let Exclusive Semi-Commercial

  • Forward funding available
  • Loans up to 75% of purchase price / property value
  • Up to 100% of Refurbishment costs
  • Maximum lending to 70% of GDV (finished improved value)
  • Interest rate 0.91% per month for semi-commercial
  • Loan terms from 1 month to 24 months
  • No minimum interest charged
  • No ERC (early repayment charge)
  • Automatic transfer to BTL or HMO longer-term mortgage available if required

Maximum Bridging Finance at 80% LTV

Are you looking for the highest Loan to Value bridging loan at a very competitive rate?

We have the following terms available from a lender who is happy to refinance part-complete developments, and also re-finance existing bridging loans.

They can also consider up to 100% of purchase price (plus Stamp Duty), on Below Market Value purchases.

  • 80% of 180 Day Value on Residential properties.
  • Discounted Interest from 0.49% to 0.59% pcm.
  • 70% of Vacant Possession 180 Day on Semi-Commercial properties.
  • 70% of Vacant Possession 90 Day on Commercial properties.
  • Discounted Interest from 0.55% to 0.65% pcm
  • 2% arrangement fee.
  • Exit fee equivalent to 1 months interest.

NO ADDITIONAL BROKER FEES

  • Minimum loan size is £100k
  • Maximum loan size is £1.5m
  • Terms up to 18 months (minimum term 3 months).
  • Valuation and legal fees at competitive market rates.
  • 1st charges only, but will consider 2nd charges on additional security.

Find the Right Bridging Loan for you

Rates from just 0.49% per Month

Available on-line at www.btl-direct.com